Health Insurance
All incoming students are required to have adequate medical insurance coverage for the duration of their stay in Spain; for visa application purposes, 30,000€ of coverage (no deductible; no co-payment) plus repatriation insurance is considered standard.
However, terms may differ depending on your country, so request complete information from the Spanish Consulate and your insurance company before coming.
1. Students from EU Countries
If you are covered by your country’s national health system, request a European Health Card (EHIC) in your home country. The EHIC allows you access to the Spanish national health system through CatSalut (Catalunya) but since agreements differ between countries, find out what coverage you have before arriving. As a minimum, emergency services are covered for EHIC cardholders. If you have private insurance, consult your insurance company about how your policy “works” here in Spain.
2. Students from Non EU Countries
If you contract private insurance before arriving in Spain, be sure to consult your insurance company about the details and procedure to follow in case you need medical attention while in Spain.
If your stay is longer than a year, bear in mind that the requirements regarding insurance when applying for your TIE renewal will likely be stricter than those needed for a visa.
For example, you will need at least 100.000€ of coverage and if the policy you submit is from another country, you will need to have it legalized by your country’s consulate in Spain or the Spanish consulate in your country.
Also, all documentation submitted for the renewal process must be in Spanish and if you have it translated, it must be done by a sworn translator.
3. External ESDI’s collaborators
This is a service for international students staying for one semester who need to obtain external health insurance, especially for VISA purposes. The service is provided by Guard.Me, is fully online, fast, and costs €38 per month for students up to 35 years old. After completing your policy, you’ll receive detailed coverage information.
During registration, use Carrer del Marquès de Comillas, 81-83, 08202 Sabadell, Barcelona for delivery of the physical insurance card. A digital card will also be available immediately via the app, and you can contact the insurer by email.
Note: This is an external service; ESDI is not responsible for any incidents.